Friday, April 20, 2012

Why Indian rupee is behaving in a manner so fickle……?????


The above question has bugged the economists from all over the world from last few months that why the Indian rupee is behaving in so much volatile manner that it’s next to impossible to predict, which pit of low price it will hit the next moment?
I was browsing yesterday’s (Friday) newspaper and I was shocked to see that the rupee had hit the mark of 52.20 against the US dollar, a three month low price.
It’s a cruel fact that the currency has been weighed down by a host of worries and most of them are not likely to fade away in recent future. So let’s be prepared to see the rupee hitting new lower levels. There are so many reasons which are responsible for the current position of rupee, few most important of them has been discussed in this post.
One of the biggest reasons which is causing rupee to depreciate, is our trade gap (the difference between imports and exports). The govt. is trying to fill this gap by remitting foreign exchange and other payments.  The current account deficit or CAD is about to hit the figure of 4% according to the new estimates. It clearly indicates that the demand for foreign currency will be much higher than what will be earned, which will further cause rupee to pound.
Secondly, the global crude oil prices are still going north and crude oil imports accounts for the largest expense in India’s import bill. India imports 80% of its annual oil requirements but sadly nothing much can be done about it.so it’s not very difficult to infer that the demand of greenbacks will be high by the state run oil companies. But as global economy is also facing a downturn (due to European crisis), everyone is trying to find a safe haven by buying dollars which is causing a shortage of dollar in forex market. This will also cause relentless pressure on rupee. There is not much scope of export earnings in this field, so no scope for relief too.
The concern of inflation has again come on forefront by the RBI’s move of 50 basis points decrease in its policy rate, repo rate. The figures of Wholesale price Index also clearly shows that the inflation will hover around 7% in 2011-13 and the economic growth is also not expected to rise much above 7%. So the possibility is very high that foreign investors might move their money out of the country in search of an emerging market star. If foreign currency will move out of the country, the value of rupee is bound to fall.
Finally, the govt. seems helpless to lift the economy from the current situation. I literally jumped out of my bed when I read the comment of our outgoing chief economic advisor Mr Kaushik Basu that it’s very unlikely that major economic reforms will happen before next parliamentary elections. If this appalling prediction comes true, it’s almost sure that the country will be facing a severe refractory inflation, moderate to low economic growth and very high CAD in the coming financial year.
To conclude I can say that the economy is heading towards the stage of stagflation and nothing is being done to stop it reaching there.

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